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Do you possess MetLife dental insurance? Whether acquired independently or through your employer, it's an invaluable asset that safeguards your smile against decay and gum disease while providing financial assistance for restorative care when needed. But how can you fully utilize your policy's benefits? We're pleased to be in-network with MetLife dental insurance, and our team specializes in helping patients maximize their benefits.
METLIFE COVERAGE
Availability & Fees
MetLife offers various types of insurance plans, with PPO plans and DHMO plans being the most prevalent. While a DHMO plan necessitates visits to specific dentists, a PPO policy grants you the flexibility to see any dentist while still utilizing your benefits. Here's a fundamental overview of how PPO coverage typically functions:
- Preventive care (cleanings, X-rays, etc.): 80% - 100% covered
- Minor restorative care (fillings, simple extractions, etc.): 70% - 80% covered
- Major services (crowns and other extensive treatments): 50% covered
- Specialty services (orthodontics, dental implants, etc.): Sometimes covered, depending on the specific policy.
Furthermore, it's essential to note that you may benefit from enhanced coverage rates when visiting an in-network MetLife dentist in Plano compared to out-of-network practices. We maintain a contract with MetLife that not only aids in saving money for both MetLife and our patients but also ensures seamless service. Additionally, our familiarity with working alongside MetLife positions us ideally to assist you in comprehending your policy and leveraging it to your advantage.
For instance, we can potentially arrange your treatments in a manner that maximizes the utilization of your annual maximum—the highest dollar amount your policy disburses for approved treatments within a year. This might involve scheduling major services across multiple appointments spanning calendar years. By employing this strategy, patients requiring extensive treatment can utilize two annual maximums instead of just one.
MEET OUR DENTAL INSURANCE Coordinator
Our entire team is dedicated to ensuring you derive maximum benefits from your dental insurance in Plano. Leading this effort are our dental insurance coordinators, who play a pivotal role in facilitating the process. You'll find these skilled individuals stationed at our front desk, proficient in verifying insurance coverage, filing claims, and clarifying how coverage applies to different services. If you seek assistance in optimizing your MetLife dental benefits, reach out to Telegraph Family Dentistry of Taylor today.
